Are you looking for a reliable and secure way to get quick access to some cash? You may have heard about JazzCash, the mobile financial service by Mobilink that lets you make payments on your phone. With JazzCash, getting an instant loan is now simpler than ever! In this blog post, we’ll cover all the details of how to get a Jazz Cash loan so that you can easily stay afloat financially during tough times. Read on for more information and find out why it’s a great choice for getting some emergency funds today!

What is Jazzcash Loan Service?

The JazzCash ReadyCash loan service is a revolutionized financial solution providing convenience and efficiency to its customers. This service allows customers to receive short-term instant loans of small denominations directly into their JazzCash Mobile Accounts by simply using the JazzCash App or USSD. The process is not only quick, taking mere seconds to process and issue a loan, but also eliminates the need for heavy documentation typically associated with traditional loan applications. Each customer is eligible for a single loan at a time, with amounts up to Rs 15,000.

The loan term is four weeks, although early repayment is an option. Currently, the service is in its pilot stage and is thus available to a limited number of customers who will receive eligibility information via SMS. This makes ReadyCash an instant, hassle-free loan solution for short-term financial needs.

How to Apply for Ready Cash Using Jazz Cash Mobile App?

To apply for ReadyCash through the JazzCash Mobile App, follow these steps:

Remember, loan amounts can range from Rs 100 to Rs 15,000, depending on your eligibility. These loans must be repaid within a period of 4 weeks. If a customer fails to repay within this period, JazzCash will automatically extend the due date by a week, up to a maximum extension of 4 weeks. Note that JazzCash does not charge any additional processing fees or hidden charges. The only fee involved is a weekly fee for the ReadyCash Loan service. Enjoy this convenient and accessible service from JazzCash.

Jazzcash Loan Code Apply With USSD Code

To apply for a JazzCash loan using a USSD code, follow these steps:

This process allows you to easily and conveniently manage your loan repayments using your mobile device.

How to Get JazzCash loan 10,000 to 15,000?

To apply for a JazzCash loan of Rs 10,000 to Rs 15,000, the process remains the same as mentioned earlier. However, ensure that your eligibility allows for the loan amount to be within this range. Once you’ve confirmed your eligibility, follow the steps below:

  1. Download the JazzCash Application from your device’s app store.
  2. Launch the app and log in using your registered mobile number and MPIN.
  3. On the service list, select the “ReadyCash” option.
  4. Confirm your intention by entering your 4-digit MPIN.
  5. Click the “Loan” button and input the desired loan amount within the range of Rs 10,000 to Rs 15,000.

After submitting the loan request, you’ll receive a confirmation message on your registered mobile number. Keep in mind that these loans need to be repaid within 4 weeks. If you cannot repay within this period, JazzCash extends the due date weekly, up to a maximum of 4 weeks. The only fee associated with the ReadyCash Loan is a weekly service fee.

For USSD Code application, dial *786# from your mobile phone and select option 4 for “ReadyCash”, then select option 2 for “Repay ReadyCash”. Select between “Full payment” and “Partial payment”, and follow the prompts. After confirming the transaction with your MPIN, a confirmation SMS will be sent upon completion of the repayment process.

How to Repay Jazz cash Loan Amount?

Here’s a step-by-step guide on how to repay your Jazz Cash Loan Amount:

Please note: If you prefer to avoid manual payments, JazzCash offers an automatic repayment option. On the due date, JazzCash will automatically deduct the total loan amount along with any applicable fees. For this feature to work, ensure you maintain the required balance in your mobile account.

How to View your JazzCash Repayment History ?

To view your JazzCash repayment history, follow these simple steps:

After following these steps, you will be able to view your JazzCash repayment history.

Jazz Cash Loan Return Charges

The Jazz ReadyCash loan system represents a swift and convenient solution for immediate financial needs. The loan comes with a weekly interest rate of 5%, meaning that for every week the loan remains unpaid, an additional 5% of the original loan amount is charged as interest. Furthermore, the repayment period extends up to four weeks, providing borrowers ample time to manage their finances and repay the loan. However, it’s crucial to note that each passing week without repayment results in an incremental increase in the total amount due. Therefore, it’s advisable to plan your financial obligations wisely and prioritize timely repayment to avoid accumulating extra costs.

JazzCash Loan interest Rates

JazzCash offers enticing loan offers with fair and flexible interest rates. When you decide to avail of this offer, you will be subject to the following terms: For a loan amount of 100, there will be a weekly fee of 5. Similarly, if you decide to borrow 200, the weekly fee will be 10. For those who are looking to take a larger loan, say of 1000, the weekly fee will be 50. Lastly, for a substantial loan amount of 10000, the weekly fee will be set at 500. These interest rates have been carefully designed to suit your financial needs and capabilities.

What is the minimum and maximum JazzCash loan amount that can be availed?

JazzCash provides a unique and helpful service to its users by offering loan facilities. You can benefit from this service by availing loans which range in amount from a modest Rs 100 to a more substantial amount of Rs 15,000. However, it should be noted that the amount you can access is heavily influenced by your eligibility status.

Can the due date for JazzcashCash repayment be extended?

Yes, the due date for JazzCash loan repayment can be extended. If a customer is unable to repay their loan within the initial 4 week period, JazzCash has a policy in place to automatically extend the due date by an additional week. This extension can be applied up to a maximum of 4 times, providing customers with potentially up to 4 extra weeks to complete their repayment. It’s important to note that this extension is not automatic and customers must initiate the process to avail it.

How many JazzCash loans can customers avail at a time?

JazzCash customers are limited to one active ReadyCash loan at any given moment. This limitation ensures that customers manage their loans responsibly and avoid over-indebtedness. However, once the active loan has been fully repaid, the customer is free to apply for another ReadyCash loan, permitting continual access to funds as needed, while maintaining a manageable debt level.


In conclusion, JazzCash offers a straightforward, quick, and user-friendly loan service that caters to your immediate financial needs. With the option to apply for a loan ranging from Rs 100 to Rs 15,000, JazzCash provides a flexible solution to your financial emergencies. The application process is simple, requiring just a few steps on the JazzCash Mobile App or via USSD code.

The ReadyCash loan service comes with fair and flexible interest rates, ensuring your financial capabilities are taken into account. Also, remember that JazzCash allows for the due date of loan repayment to be extended if necessary, ensuring that customer needs are prioritized. However, it’s advisable to manage your loan responsibly to avoid over-indebtedness and enjoy the benefits of this service efficiently. JazzCash ReadyCash loan service is indeed a practical choice for instant, hassle-free financial aid.

As always, it’s recommended that you read and understand the terms and conditions thoroughly before availing any loan service. If you have any questions or need more information, feel free to contact JazzCash customer service. They are always ready to assist you.